(1) Wyndham Rewards Earner Card with No Annual Fee/Wyndham Rewards Earner Plus Card with $95 Annual Fee/Wyndham Rewards Earner Premier Card with $395 Annual Fee/Wyndham Rewards Earner Business Card with $149 Annual Fee - Offer subject to credit approval. Not everyone will qualify for the Wyndham Rewards Visa Signature credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card and benefits will vary. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available.

For complete pricing and other details for the Wyndham Rewards Earner Card with No Annual Fee, please see the Wyndham Rewards Earner Terms and Conditions.

Wyndham Rewards Earner Card with No Annual Fee - Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

For complete pricing and other details for the Wyndham Rewards Earner Plus Card with $95 Annual Fee, please see the Wyndham Rewards Earner Plus Terms and Conditions.

Wyndham Rewards Earner Plus Card with $95 Annual Fee -  Annual Fee is $95. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Plus Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

For complete pricing and other details for the Wyndham Rewards Earner Premier Card with $395 Annual Fee, please see the Wyndham Rewards Earner Premier Terms and Conditions. Wyndham Rewards Earner Premier Card with $395 Annual Fee -  Annual Fee is $395. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Premier Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

Wyndham Rewards Earner Business Card with $149 Annual Fee - Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details for the Wyndham Rewards Earner Business Card with $149 Annual Fee, please see the Wyndham Rewards Earner Business Terms and Conditions. Wyndham Rewards Earner Business Card with $149 Annual Fee - Annual Fee is $149. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. For outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.49% to 29.49%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.74%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 3% (min. $5). Cash advance fee: 3% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Business Terms and Conditions for updated and more information about the terms of this offer, including the current Prime Rate information.

(2) Information About Free Nights & Discounted Nights with Points + Cash: Free Nights & Discounted Nights with Points + Cash apply to stays in standard rooms at participating properties, subject to availability, blackout dates/rates & other restrictions. Number of points required varies by property. Free Nights range from 5,000-45,000 points per bedroom; Discounted Nights with Points + Cash range from 500 – 9,000 points per bedroom (plus cash). Points typically apply only to room rate (excluding taxes, in the case of discounted nights) & advance fees may be payable at vacation club resorts & vacation rentals. Per night resort fees payable at Caesars Entertainment properties; points can’t be used to pay them. See WyndhamRewards.com/terms for details.

(3) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Card with No Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Terms and Conditions for additional information about the rewards program. Anniversary Bonus Points offer may not be achievable based on the assigned credit line and ability to maintain that credit line. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 8 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(4) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Plus Card with $95 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Plus Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Plus Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 6 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(5) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Premier Card with $395 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Premier Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Premier Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 5 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(6) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Business Card with $149 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Business Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Business Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 8 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(7) Cardmember Redemption Discount: Redeem 25% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Premier Card. Redeem 20% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Business Card. Redeem 10% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Plus Card and the Wyndham Rewards Earner Card. For more information on this redemption discount, visit www.wyndhamhotels.com/en-us/wyndham-rewards/earner-card-perks#terms2.

(8) Wyndham Rewards Rate: You will receive an additional discount when booking the Wyndham Rewards Rate at participating properties; for more information, please visit www.WyndhamRewards.com/terms/cardmemberrate for additional details.

(9) For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.

(10) Primary cardmember and business are financially responsible for all amounts due on the Account.
Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, "Wyndham"). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account ("Member Account"), and Wyndham Rewards points ("Points") accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to WyndhamRewards.com/terms.

(11) Points.com Terms & Conditions:
The purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year. Points will be posted to the recipient's Wyndham Rewards account within 72 hours after the completed transaction. Points purchases do not count toward Member Levels. All points.com transactions are final and non-refundable. A GST/HST charge applies to purchases by Canadian residents. An additional QST charge applies to purchases by Quebec residents. Points.com and Wyndham Rewards reserve the right to terminate this offer at any time. Points purchased are subject to the Wyndham Rewards program terms and conditions.

More Information about Points Expiration: Although Wyndham Rewards points typically expire four (4) years after completion of the activity for which they were earned, in some cases, they can be forfeited earlier. One cause of early forfeiture is account inactivity, i.e., the failure to earn, redeem or transfer points, for a period of 18 consecutive months. For more information on the expiration and early forfeiture of Wyndham Rewards points, please visit www.wyndhamrewards.com/terms. This offer provides Wyndham Rewards members who are Wyndham Rewards Earner^® Card cardmembers and who use such card to purchase at least three thousand (3,000) Wyndham Rewards points in a single transaction through points.com a discount in an amount equal to fifteen percent (15%) off their point purchase.

Purchases of fewer than 3,000 points in a single transaction will not qualify for a discount. The annual purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year.

Offer is subject to change. Offer may not be combined with other offers. Only purchases made online are eligible for this offer. Points will be posted to the recipient's Wyndham Rewards account within 72 hours after the completed transaction. Points purchases do not count toward Member Levels. All points.com transactions are final and non-refundable. A GST/HST charge applies to purchases by Canadian residents. An additional QST charge applies to purchases by Quebec residents. Points.com and Wyndham Rewards reserve the right to terminate this offer at any time. Points purchased are subject to the Wyndham Rewards program terms and conditions.

(12) Stay 5 Nights, Get Points for a Free Night
When you book and complete 1 or more Qualified Stays totaling, in the aggregate, at least 5 nights (which may be consecutive or nonconsecutive) at any 8X Property and use your Wyndham Rewards Earner® Premier Card to book and pay for such nights, you will receive 30,000 Wyndham Rewards points within 2-4 weeks after completion of the fifth night. This is capped at 30,000 points per calendar year (January 1 through December 31).

When you book and complete 1 or more Qualified Stays totaling, in the aggregate, at least 5 nights (which may be consecutive or nonconsecutive) at any 6X Property and use your Wyndham Rewards Earner® Plus Card to book and pay for such nights, you will receive 15,000 Wyndham Rewards points within 2-4 weeks after completion of the fifth night. This is capped at 15,000 points per calendar year (January 1 through December 31).

The number of points required for Free Nights will vary depending on location. Visit wyndhamhotels.com/wyndham-rewards/redeem for more information. To learn more about Qualified Stays please visit wyndhamhotels.com/wyndham-rewards/terms#generalinformation#general-info-10.

(13) Points Payback Redemption
Redeem points to receive a statement credit applied to your Card Account for purchases made within the last 90 days, using your Card Account. The statement credit will be posted to your Card Account within 1-2 business days and will appear on your Card Account billing statement within 1 billing cycle. Statement credits reduce your Card Account balance but cannot be applied toward any minimum payment requirement and are otherwise subject to the terms and conditions applicable to your Card Account. Before using this feature, you must accept the Wyndham Rewards Terms & Conditions at wyndhamhotels.com/wyndham-rewards/terms. You can log in to your Card Account at BarclaysUS.com to redeem. All redemptions are final. Redemptions cannot be changed and are non-refundable and non-transferable.

(14) Complimentary Wyndham Rewards Insider Subscription
You are eligible to receive one (1) gift subscription to Wyndham Rewards Insider. This benefit is fulfilled by Wyndham Rewards. The Primary Cardmember will continue to receive Wyndham Rewards Insider on a complimentary basis through the Wyndham Rewards Earner^® Premier Card as long as the Card Account is open and in Good Standing. You will receive an email from Wyndham Rewards to enroll in Wyndham Rewards Insider within 2-4 weeks following application approval. If you already have a Wyndham Rewards Insider subscription, after your existing subscription ends you will no longer be charged for the subscription. Please note if you close your Wyndham Rewards Earner^® Premier Card or downgrade to a different Wyndham product, your Wyndham Rewards Insider subscription will end immediately. Wyndham reserves the right to change or cancel the Insider program and benefits at any time with or without notice. For terms and conditions of the Insider program, please visit wyndhamrewardsinsider.com/.

(15) Wyndham Rewards members who are Earner Plus or Earner Premier cardmembers receive complimentary Emerald Club Executive Status with National. You can log in to your Card Account at BarclaysUS.com to learn more about this benefit. Wyndham Rewards, Inc. reserves the right to change or cancel this benefit at any time with or without notice.

(16) $100 Annual Credit for Eligible Hotel Purchases
You are eligible to receive a single statement credit of $100 when you spend $100 or more in the aggregate at Wyndham^® hotels, Wyndham Grand^® hotels, Dolce Hotels and Resorts^® by Wyndham, Trademark Collection^® by Wyndham and/or Registry Collection Hotels^® each calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for qualifying hotel purchase(s) (e.g. those purchases that appear on your folio for the stay). Qualifying purchases are limited to Wyndham^® hotels [wyndhamhotels.com/Wyndham], Wyndham Grand^® hotels [wyndhamhotels.com/wyndham-grand], Dolce Hotels and Resorts^® by Wyndham [wyndhamhotels.com/dolce], Trademark Collection^® by Wyndham [wyndhamhotels.com/trademark] and/or Registry Collection Hotels^® [wyndhamhotels.com/registry-collection] transactions based on merchant category codes. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please allow up to 2 weeks after the qualifying Wyndham purchase(s) is charged to your Account for the $100 statement credit to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $100 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(17) $120 Annual Meal Delivery Services Credit
Qualifying meal delivery purchases are eligible to receive a statement credit(s), in equivalent amount(s) as the qualifying purchase(s) up to $10 per month and $120 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying meal delivery purchase. Qualifying meal delivery purchases are limited to third party services which deliver on behalf of restaurants and businesses as determined by the merchant category code. This does not include delivery services operated directly by restaurants, or services which deliver recipe and ingredient preparation kits. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please visit cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-premier-card for the up to date list of qualifying transactions. Please allow up to 2 weeks after the qualifying meal delivery purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $120 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(18) $100 Annual Streaming Credit
Qualifying streaming purchases are eligible to receive a statement credit(s) in equivalent amount(s) as the qualifying purchase(s) up to $100 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying streaming purchase. Qualifying streaming purchases consist of video, music and audio entertainment services. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please visit cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-premier-card for the up to date list of qualifying transactions. Please allow up to 2 weeks after the qualifying streaming purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $100 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(19) $65 Annual Wholesale Statement Credit
Qualifying wholesale transactions are eligible to receive a single statement credit of $65 once you spend $65 or more in the aggregate per calendar year (January 1 through December 31) on qualifying wholesale transactions. To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying wholesale purchase. Qualifying wholesale transactions will be determined by merchant category code. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Qualifying wholesale transactions include membership fees and annual renewal membership fees. Please allow up to 2 weeks after the qualifying wholesale transaction is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $65 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(20) Global Entry or TSA PreCheck^® Application Fee Credit
You are eligible to receive a statement credit up to $120 as reimbursement for a Global Entry or TSA PreCheck^® application fee. Global Entry also includes access to TSA PreCheck with no additional application or fee required. This benefit applies to Global Entry or TSA PreCheck only, other Trusted Traveler programs are not eligible. The initial application fee is eligible for the statement credit as well as subsequent credit/s when a membership is renewed. Eligibility to receive the application fee credit will reset 4 years from the prior transaction posting date. You will receive the statement credit for the application fee, after the fee posts to the Card Account. Please allow 1 to 2 billing cycles for the credit to appear on your Card Account statement. Barclays has no control over the application and/or approval process for Global Entry or TSA PreCheck and does not have access to any information provided to the government by the applicant or by the government to the applicant. Barclays has no liability regarding the Global Entry or TSA PreCheck program. The Global Entry or TSA PreCheck program charges an application fee to process the application regardless of whether the application is approved. For more information about the Global Entry or TSA PreCheck programs, including application details, renewal process, participating airlines and airports or full terms and conditions, go to ttp.cbp.dhs.gov. The Global Entry and TSA PreCheck programs are subject to change without prior notice, and we have no control over those changes.

(21) Rollover nights are any qualifying nights that are in excess of the number needed to obtain your member level, but not enough to obtain the member level subsequent to that one. Rollover nights are banked in your account until they are used. Click here for more information.

(22) $50 Annual Meal Delivery Services Credit
Qualifying meal delivery purchases are eligible to receive a statement credit(s), in equivalent amount(s) as the qualifying purchase(s) up to $25 every 6 months and $50 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying meal delivery purchase. Qualifying meal delivery purchases are limited to third party services which deliver on behalf of restaurants and businesses as determined by the merchant category code. This does not include delivery services operated directly by restaurants, or services which deliver recipe and ingredient preparation kits. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please visit cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/ for the up to date list of qualifying transactions. Please allow up to 2 weeks after the qualifying meal delivery purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $50 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(23) $50 Annual Accounting Software Statement Credit
Qualifying accounting software purchases are eligible to receive a statement credit(s) in equivalent amount(s) as the qualifying purchases (s) up to $50 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying accounting software purchase. Qualifying accounting software purchases will be determined by merchant category code. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please allow up to 2 weeks after the qualifying accounting software purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $50 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

The Wyndham Rewards Earner Cards are issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc.

© 2026 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

(1) Wyndham Rewards Earner Card with No Annual Fee/Wyndham Rewards Earner Plus Card with $95 Annual Fee/Wyndham Rewards Earner Premier Card with $395 Annual Fee/Wyndham Rewards Earner Business Card with $149 Annual Fee - Offer subject to credit approval. Not everyone will qualify for the Wyndham Rewards Visa Signature credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card and benefits will vary. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available.

For complete pricing and other details for the Wyndham Rewards Earner Card with No Annual Fee, please see the Wyndham Rewards Earner Terms and Conditions.

Wyndham Rewards Earner Card with No Annual Fee - Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

For complete pricing and other details for the Wyndham Rewards Earner Plus Card with $95 Annual Fee, please see the Wyndham Rewards Earner Plus Terms and Conditions.

Wyndham Rewards Earner Plus Card with $95 Annual Fee -  Annual Fee is $95. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Plus Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

For complete pricing and other details for the Wyndham Rewards Earner Premier Card with $395 Annual Fee, please see the Wyndham Rewards Earner Premier Terms and Conditions. Wyndham Rewards Earner Premier Card with $395 Annual Fee -  Annual Fee is $395. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Premier Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

Wyndham Rewards Earner Business Card with $149 Annual Fee - Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details for the Wyndham Rewards Earner Business Card with $149 Annual Fee, please see the Wyndham Rewards Earner Business Terms and Conditions. Wyndham Rewards Earner Business Card with $149 Annual Fee - Annual Fee is $149. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. For outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.49% to 29.49%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.74%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 3% (min. $5). Cash advance fee: 3% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Business Terms and Conditions for updated and more information about the terms of this offer, including the current Prime Rate information.

(2) Information About Free Nights & Discounted Nights with Points + Cash: Free Nights & Discounted Nights with Points + Cash apply to stays in standard rooms at participating properties, subject to availability, blackout dates/rates & other restrictions. Number of points required varies by property. Free Nights range from 5,000-45,000 points per bedroom; Discounted Nights with Points + Cash range from 500 – 9,000 points per bedroom (plus cash). Points typically apply only to room rate (excluding taxes, in the case of discounted nights) & advance fees may be payable at vacation club resorts & vacation rentals. Per night resort fees payable at Caesars Entertainment properties; points can’t be used to pay them. See WyndhamRewards.com/terms for details.

(3) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Card with No Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Terms and Conditions for additional information about the rewards program. Anniversary Bonus Points offer may not be achievable based on the assigned credit line and ability to maintain that credit line. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 8 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(4) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Plus Card with $95 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Plus Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Plus Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 6 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(5) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Premier Card with $395 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Premier Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Premier Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 5 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(6) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Business Card with $149 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Business Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Business Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 8 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(7) Cardmember Redemption Discount: Redeem 25% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Premier Card. Redeem 20% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Business Card. Redeem 10% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Plus Card and the Wyndham Rewards Earner Card. For more information on this redemption discount, visit www.wyndhamhotels.com/en-us/wyndham-rewards/earner-card-perks#terms2.

(8) Wyndham Rewards Rate: You will receive an additional discount when booking the Wyndham Rewards Rate at participating properties; for more information, please visit www.WyndhamRewards.com/terms/cardmemberrate for additional details.

(9) For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.

(10) Primary cardmember and business are financially responsible for all amounts due on the Account.
Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, "Wyndham"). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account ("Member Account"), and Wyndham Rewards points ("Points") accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to WyndhamRewards.com/terms.

(11) Points.com Terms & Conditions:
The purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year. Points will be posted to the recipient's Wyndham Rewards account within 72 hours after the completed transaction. Points purchases do not count toward Member Levels. All points.com transactions are final and non-refundable. A GST/HST charge applies to purchases by Canadian residents. An additional QST charge applies to purchases by Quebec residents. Points.com and Wyndham Rewards reserve the right to terminate this offer at any time. Points purchased are subject to the Wyndham Rewards program terms and conditions.

More Information about Points Expiration: Although Wyndham Rewards points typically expire four (4) years after completion of the activity for which they were earned, in some cases, they can be forfeited earlier. One cause of early forfeiture is account inactivity, i.e., the failure to earn, redeem or transfer points, for a period of 18 consecutive months. For more information on the expiration and early forfeiture of Wyndham Rewards points, please visit www.wyndhamrewards.com/terms. This offer provides Wyndham Rewards members who are Wyndham Rewards Earner^® Card cardmembers and who use such card to purchase at least three thousand (3,000) Wyndham Rewards points in a single transaction through points.com a discount in an amount equal to fifteen percent (15%) off their point purchase.

Purchases of fewer than 3,000 points in a single transaction will not qualify for a discount. The annual purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year.

Offer is subject to change. Offer may not be combined with other offers. Only purchases made online are eligible for this offer. Points will be posted to the recipient's Wyndham Rewards account within 72 hours after the completed transaction. Points purchases do not count toward Member Levels. All points.com transactions are final and non-refundable. A GST/HST charge applies to purchases by Canadian residents. An additional QST charge applies to purchases by Quebec residents. Points.com and Wyndham Rewards reserve the right to terminate this offer at any time. Points purchased are subject to the Wyndham Rewards program terms and conditions.

(12) Stay 5 Nights, Get Points for a Free Night
When you book and complete 1 or more Qualified Stays totaling, in the aggregate, at least 5 nights (which may be consecutive or nonconsecutive) at any 8X Property and use your Wyndham Rewards Earner® Premier Card to book and pay for such nights, you will receive 30,000 Wyndham Rewards points within 2-4 weeks after completion of the fifth night. This is capped at 30,000 points per calendar year (January 1 through December 31).

When you book and complete 1 or more Qualified Stays totaling, in the aggregate, at least 5 nights (which may be consecutive or nonconsecutive) at any 6X Property and use your Wyndham Rewards Earner® Plus Card to book and pay for such nights, you will receive 15,000 Wyndham Rewards points within 2-4 weeks after completion of the fifth night. This is capped at 15,000 points per calendar year (January 1 through December 31).

The number of points required for Free Nights will vary depending on location. Visit wyndhamhotels.com/wyndham-rewards/redeem for more information. To learn more about Qualified Stays please visit wyndhamhotels.com/wyndham-rewards/terms#generalinformation#general-info-10.

(13) Points Payback Redemption
Redeem points to receive a statement credit applied to your Card Account for purchases made within the last 90 days, using your Card Account. The statement credit will be posted to your Card Account within 1-2 business days and will appear on your Card Account billing statement within 1 billing cycle. Statement credits reduce your Card Account balance but cannot be applied toward any minimum payment requirement and are otherwise subject to the terms and conditions applicable to your Card Account. Before using this feature, you must accept the Wyndham Rewards Terms & Conditions at wyndhamhotels.com/wyndham-rewards/terms. You can log in to your Card Account at BarclaysUS.com to redeem. All redemptions are final. Redemptions cannot be changed and are non-refundable and non-transferable.

(14) Complimentary Wyndham Rewards Insider Subscription
You are eligible to receive one (1) gift subscription to Wyndham Rewards Insider. This benefit is fulfilled by Wyndham Rewards. The Primary Cardmember will continue to receive Wyndham Rewards Insider on a complimentary basis through the Wyndham Rewards Earner^® Premier Card as long as the Card Account is open and in Good Standing. You will receive an email from Wyndham Rewards to enroll in Wyndham Rewards Insider within 2-4 weeks following application approval. If you already have a Wyndham Rewards Insider subscription, after your existing subscription ends you will no longer be charged for the subscription. Please note if you close your Wyndham Rewards Earner^® Premier Card or downgrade to a different Wyndham product, your Wyndham Rewards Insider subscription will end immediately. Wyndham reserves the right to change or cancel the Insider program and benefits at any time with or without notice. For terms and conditions of the Insider program, please visit wyndhamrewardsinsider.com/.

(15) Wyndham Rewards members who are Earner Plus or Earner Premier cardmembers receive complimentary Emerald Club Executive Status with National. You can log in to your Card Account at BarclaysUS.com to learn more about this benefit. Wyndham Rewards, Inc. reserves the right to change or cancel this benefit at any time with or without notice.

(16) $100 Annual Credit for Eligible Hotel Purchases
You are eligible to receive a single statement credit of $100 when you spend $100 or more in the aggregate at Wyndham^® hotels, Wyndham Grand^® hotels, Dolce Hotels and Resorts^® by Wyndham, Trademark Collection^® by Wyndham and/or Registry Collection Hotels^® each calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for qualifying hotel purchase(s) (e.g. those purchases that appear on your folio for the stay). Qualifying purchases are limited to Wyndham^® hotels [wyndhamhotels.com/Wyndham], Wyndham Grand^® hotels [wyndhamhotels.com/wyndham-grand], Dolce Hotels and Resorts^® by Wyndham [wyndhamhotels.com/dolce], Trademark Collection^® by Wyndham [wyndhamhotels.com/trademark] and/or Registry Collection Hotels^® [wyndhamhotels.com/registry-collection] transactions based on merchant category codes. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please allow up to 2 weeks after the qualifying Wyndham purchase(s) is charged to your Account for the $100 statement credit to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $100 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(17) $120 Annual Meal Delivery Services Credit
Qualifying meal delivery purchases are eligible to receive a statement credit(s), in equivalent amount(s) as the qualifying purchase(s) up to $10 per month and $120 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying meal delivery purchase. Qualifying meal delivery purchases are limited to third party services which deliver on behalf of restaurants and businesses as determined by the merchant category code. This does not include delivery services operated directly by restaurants, or services which deliver recipe and ingredient preparation kits. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please visit cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-premier-card for the up to date list of qualifying transactions. Please allow up to 2 weeks after the qualifying meal delivery purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $120 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(18) $100 Annual Streaming Credit
Qualifying streaming purchases are eligible to receive a statement credit(s) in equivalent amount(s) as the qualifying purchase(s) up to $100 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying streaming purchase. Qualifying streaming purchases consist of video, music and audio entertainment services. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please visit cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-premier-card for the up to date list of qualifying transactions. Please allow up to 2 weeks after the qualifying streaming purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $100 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(19) $65 Annual Wholesale Statement Credit
Qualifying wholesale transactions are eligible to receive a single statement credit of $65 once you spend $65 or more in the aggregate per calendar year (January 1 through December 31) on qualifying wholesale transactions. To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying wholesale purchase. Qualifying wholesale transactions will be determined by merchant category code. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Qualifying wholesale transactions include membership fees and annual renewal membership fees. Please allow up to 2 weeks after the qualifying wholesale transaction is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $65 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(20) Global Entry or TSA PreCheck^® Application Fee Credit
You are eligible to receive a statement credit up to $120 as reimbursement for a Global Entry or TSA PreCheck^® application fee. Global Entry also includes access to TSA PreCheck with no additional application or fee required. This benefit applies to Global Entry or TSA PreCheck only, other Trusted Traveler programs are not eligible. The initial application fee is eligible for the statement credit as well as subsequent credit/s when a membership is renewed. Eligibility to receive the application fee credit will reset 4 years from the prior transaction posting date. You will receive the statement credit for the application fee, after the fee posts to the Card Account. Please allow 1 to 2 billing cycles for the credit to appear on your Card Account statement. Barclays has no control over the application and/or approval process for Global Entry or TSA PreCheck and does not have access to any information provided to the government by the applicant or by the government to the applicant. Barclays has no liability regarding the Global Entry or TSA PreCheck program. The Global Entry or TSA PreCheck program charges an application fee to process the application regardless of whether the application is approved. For more information about the Global Entry or TSA PreCheck programs, including application details, renewal process, participating airlines and airports or full terms and conditions, go to ttp.cbp.dhs.gov. The Global Entry and TSA PreCheck programs are subject to change without prior notice, and we have no control over those changes.

(21) Rollover nights are any qualifying nights that are in excess of the number needed to obtain your member level, but not enough to obtain the member level subsequent to that one. Rollover nights are banked in your account until they are used. Click here for more information.

(22) $50 Annual Meal Delivery Services Credit
Qualifying meal delivery purchases are eligible to receive a statement credit(s), in equivalent amount(s) as the qualifying purchase(s) up to $25 every 6 months and $50 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying meal delivery purchase. Qualifying meal delivery purchases are limited to third party services which deliver on behalf of restaurants and businesses as determined by the merchant category code. This does not include delivery services operated directly by restaurants, or services which deliver recipe and ingredient preparation kits. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please visit cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/ for the up to date list of qualifying transactions. Please allow up to 2 weeks after the qualifying meal delivery purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $50 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(23) $50 Annual Accounting Software Statement Credit
Qualifying accounting software purchases are eligible to receive a statement credit(s) in equivalent amount(s) as the qualifying purchases (s) up to $50 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying accounting software purchase. Qualifying accounting software purchases will be determined by merchant category code. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please allow up to 2 weeks after the qualifying accounting software purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $50 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

The Wyndham Rewards Earner Cards are issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc.

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