(1) Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

Annual Fee is $95. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. For outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 20.24% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1. Balance transfer fee: 3% (min. $5). Cash advance fee 3% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the current Prime Rate information.

(2) Wyndham Rewards Free Nights at participating properties can require up to 30,000 points per bedroom. Free Nights are subject to availability and member must have enough points for all bedrooms in desired accommodation to book. Most properties: points apply to room rate only, including taxes. Resort fees may apply; points can’t be used to pay them. Blackout dates/rates, minimum length of stay requirements, and other restrictions apply; see wyndhamrewards.com/terms for more information.

(3) Earning Points and Member Level Details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

(4) Cardmember Redemption Discount: Redeem 10% fewer Wyndham Rewards points for Free Nights. For more information on this redemption discount, visit www.wyndhamhotels.com/earner-card-terms for additional details.

(5) Wyndham Rewards Cardmember Rate: You will receive an additional discount when booking the Wyndham Rewards Member Rate at participating properties; for more information, please visit www.WyndhamRewards.com/terms/cardmemberrate for additional details.

(6) For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.

(7) Primary cardmember and business are financially responsible for all amounts due on the Account.

Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, "Wyndham"). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account ("Member Account"), and Wyndham Rewards points ("Points") accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to WyndhamRewards.com/terms.

The Wyndham Rewards Earner Business Card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc. © 2025 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.