(1) Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. For complete pricing and other details, please see the Terms and Conditions. Other offers may be available.

Annual Fee is $95. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. This promotional APR offer does not apply to other purchases and cash advances. For outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 20.99%, 24.99%, 29.99% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1. Balance transfer fee: 3% (min. $5). Cash advance fee 3% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

(2) Wyndham Rewards Go Free awards at participating properties can require as many as 30,000 points per bedroom. Award is subject to availability & Member must have enough points for all bedrooms in desired accommodation to book. Resort fees may apply (even for award nights); points can't be used to pay them. Most properties: award applies to room rate only, including taxes. Blackout dates/rates, minimum length of stay requirements & other restrictions apply; see WyndhamRewards.com/terms for more information.

(3) Earning Points and Member Level Details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

(4) Cardmember Redemption Discount: Redeem 10% fewer Wyndham Rewards points for Go Free awards. For more information on this redemption discount, visit www.WyndhamRewards.com/terms/cardmembergofree for additional details.

(5) Wyndham Rewards Cardmember Rate: You will receive an additional discount when booking the Wyndham Rewards Member Rate at participating properties; for more information, please visit www.WyndhamRewards.com/terms/cardmemberrate for additional details.

(6) For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.

(7) Restrictions, limitations and exclusions apply. Upon account approval, we will send you a Guide to Benefits which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirements. Click here for details specific to Cellular Telephone Protection

Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, "Wyndham"). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account ("Member Account"), and Wyndham Rewards points ("Points") accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to WyndhamRewards.com/terms.