(1) Wyndham Rewards Earner Business Card with $149 Annual Fee - Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details for the Wyndham Rewards Earner Business Card with $149 Annual Fee, please see the Wyndham Rewards Earner Business Terms and Conditions. Wyndham Rewards Earner Business Card with $149 Annual Fee - Annual Fee is $149. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. For outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.49% to 29.49%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.74%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1. Balance transfer fee: 3% (min. $5). Cash advance fee: 3% (min. $10). Foreign transaction fee: 0%. See Wyndham Rewards Earner Business Terms and Conditions for updated and more information about the terms of this offer, including the current Prime Rate information.

(2) Information About Free Nights & Discounted Nights with Points + Cash: Participating properties only. Free Nights require 7,500 - 30,000 points per bedroom. Discounted Nights with Points + Cash require 750 - 6,000 points per bedroom, plus a cash payment (amount varies based on booking). You must have enough points for all bedrooms in desired accommodation to book with points. Free Nights & Discounted Nights with Points + Cash at hotels are for standard rooms. Per night resort fees payable at Caesars Entertainment properties; points can’t be used to pay them. Cancellation policies vary by property. Subject to availability; blackout dates/rates, minimum length of stay requirements & other restrictions. Most properties: points apply to room rate only (Free Nights: including taxes, Discounted Nights with Points + Cash: excluding taxes). Advance fees typically payable at vacation club resorts and vacation rentals. See WyndhamRewards.com/terms for more information.

(3) Earning Points and Member Level details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. For the Wyndham Rewards Earner Business Card with $149 Annual Fee please refer to the Introductory Bonus Offer section of the Wyndham Rewards Earner Business Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Wyndham Rewards Earner Business Terms and Conditions for additional information about the rewards program. At most properties where points can be earned, they are earned for dollars spent on the room rate only. Qualified Stays can be booked through the call centers or web sites of Wyndham Hotels & Resorts, directly with the properties or through the Wyndham Hotels & Resorts app and are subject to certain restrictions, including, without limitation, that such stays cannot be booked via any third party website. See WyndhamRewards.com/terms for more information on Qualified Stays. (Direct booking is not required to qualify for the 8 points per dollar spent on eligible purchases made with your card at Hotels by Wyndham.)

(4) Cardmember Redemption Discount: Redeem 20% fewer Wyndham Rewards points for Free Nights with the Wyndham Rewards Earner Business Card. For more information on this redemption discount, visit www.wyndhamhotels.com/en-us/wyndham-rewards/earner-card-perks#terms2.

(5) Wyndham Rewards Rate: You will receive an additional discount when booking the Wyndham Rewards Rate at participating properties; for more information, please visit www.WyndhamRewards.com/terms/cardmemberrate for additional details.

(6) For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.

(7) Primary cardmember and business are financially responsible for all amounts due on the Account.
Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, "Wyndham"). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account ("Member Account"), and Wyndham Rewards points ("Points") accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to WyndhamRewards.com/terms.

(8) Points.com Terms & Conditions:
The purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year. Points will be posted to the recipient's Wyndham Rewards account within 72 hours after the completed transaction. Points purchases do not count toward Member Levels. All points.com transactions are final and non-refundable. A GST/HST charge applies to purchases by Canadian residents. An additional QST charge applies to purchases by Quebec residents. Points.com and Wyndham Rewards reserve the right to terminate this offer at any time. Points purchased are subject to the Wyndham Rewards program terms and conditions.

More Information about Points Expiration: Although Wyndham Rewards points typically expire four (4) years after completion of the activity for which they were earned, in some cases, they can be forfeited earlier. One cause of early forfeiture is account inactivity, i.e., the failure to earn, redeem or transfer points, for a period of 18 consecutive months. For more information on the expiration and early forfeiture of Wyndham Rewards points, please visit www.wyndhamrewards.com/terms. This offer provides Wyndham Rewards members who are Wyndham Rewards Earner^® Card cardmembers and who use such card to purchase at least three thousand (3,000) Wyndham Rewards points in a single transaction through points.com a discount in an amount equal to fifteen percent (15%) off their point purchase.

Purchases of fewer than 3,000 points in a single transaction will not qualify for a discount. The annual purchase cap for each Wyndham Rewards member is 100,000 Wyndham Rewards points per calendar year.

Offer is subject to change. Offer may not be combined with other offers. Only purchases made online are eligible for this offer. Points will be posted to the recipient's Wyndham Rewards account within 72 hours after the completed transaction. Points purchases do not count toward Member Levels. All points.com transactions are final and non-refundable. A GST/HST charge applies to purchases by Canadian residents. An additional QST charge applies to purchases by Quebec residents. Points.com and Wyndham Rewards reserve the right to terminate this offer at any time. Points purchased are subject to the Wyndham Rewards program terms and conditions.

(9) Points Payback Redemption
Redeem points to receive a statement credit applied to your Card Account for purchases made within the last 90 days, using your Card Account. The statement credit will be posted to your Card Account within 1-2 business days and will appear on your Card Account billing statement within 1 billing cycle. Statement credits reduce your Card Account balance but cannot be applied toward any minimum payment requirement and are otherwise subject to the terms and conditions applicable to your Card Account. Before using this feature, you must accept the Wyndham Rewards Terms & Conditions at wyndhamhotels.com/wyndham-rewards/terms. You can log in to your Card Account at BarclaysUS.com to redeem. All redemptions are final. Redemptions cannot be changed and are non-refundable and non-transferable.

(10) $65 Annual Wholesale Statement Credit
Qualifying wholesale transactions are eligible to receive a single statement credit of $65 once you spend $65 or more in the aggregate per calendar year (January 1 through December 31) on qualifying wholesale transactions. To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying wholesale purchase. Qualifying wholesale transactions will be determined by merchant category code. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Qualifying wholesale transactions include membership fees and annual renewal membership fees. Please allow up to 2 weeks after the qualifying wholesale transaction is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $65 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(11) Rollover nights are any qualifying nights that are in excess of the number needed to obtain your member level, but not enough to obtain the member level subsequent to that one. Rollover nights are banked in your account until they are used. Click here for more information.

(12) $50 Annual Accounting Software Statement Credit
Qualifying accounting software purchases are eligible to receive a statement credit(s) in equivalent amount(s) as the qualifying purchases (s) up to $50 in the aggregate per calendar year (January 1 through December 31). To be eligible to receive the credit, the Account must be open and in Good Standing and the Primary Cardmember or authorized user(s) must use their Account for a qualifying accounting software purchase. Qualifying accounting software purchases will be determined by merchant category code. Barclays does not determine and is not responsible for whether merchants correctly identify themselves and bill purchases as being made at locations in a particular category. Please allow up to 2 weeks after the qualifying accounting software purchase is charged to your Account for statement credit(s) to be posted to the Account. Cardmembers are responsible for payment of all purchases on the Account regardless of eligibility for statement credit. This is an annual benefit and the maximum credit available per Account is $50 each calendar year (January 1 through December 31). The posted date that the purchase was made will be used to determine the applicable calendar year. This benefit is subject to change at any time at the sole discretion of Barclays.

(13) Wyndham Rewards members who are Earner Business cardmembers receive complimentary Emerald Club Executive Status with National. You can log in to your Card Account at BarclaysUS.com to learn more about this benefit. Wyndham Rewards, Inc. reserves the right to change or cancel this benefit at any time with or without notice.

The Wyndham Rewards Earner Cards are issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc.

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