(1) Offer subject to credit approval. Not everyone will qualify for the Wyndham Rewards Visa Signature credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card and benefits will vary. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Wyndham Timeshare Purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Wyndham Timeshare Purchases" after the promotional period, and all other purchases, the variable APR is 19.99% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

(2) Wyndham Rewards Free Nights at participating properties can require up to 30,000 points per bedroom. Free Nights are subject to availability and member must have enough points for all bedrooms in desired accommodation to book. Most properties: points apply to room rate only, including taxes. Resort fees may apply; points can’t be used to pay them. Blackout dates/rates, minimum length of stay requirements, and other restrictions apply; see wyndhamrewards.com/terms for more information.

(3) Earning Points and Member Level Details: Conditions and restrictions apply. Without limitation, bonus point offers may require cardmember to meet minimum spend obligations. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. Anniversary Bonus Points offer may not be achievable based on the assigned credit line and ability to maintain that credit line.

(4) Cardmember Redemption Discount: Redeem 10% fewer Wyndham Rewards points for Free Nights. For more information on this redemption discount, visit www.wyndhamhotels.com/earner-card-terms.

(5) Wyndham Rewards Cardmember Rate: You will receive an additional discount when booking the Wyndham Rewards Member Rate at participating properties; for more information, please visit www.WyndhamRewards.com/terms/cardmemberrate for additional details.

(6) For more information on redeeming activities under the Wyndham Rewards program, visit WyndhamRewards.com/HowItWorks.

Wyndham Rewards, Inc. is an indirect subsidiary of Wyndham Hotel Group, LLC and its successors and assigns (collectively, "Wyndham"). Wyndham Rewards, Inc. is solely responsible for establishing the terms and conditions of your participation in the Wyndham Rewards Program, Wyndham Rewards member account ("Member Account"), and Wyndham Rewards points ("Points") accumulation therein. All Wyndham Rewards Program terms and conditions apply. Wyndham Rewards, Inc. may change or terminate the Wyndham Rewards Program in accordance with its terms and conditions. For a complete explanation of the Wyndham Rewards Program's terms and conditions, go to WyndhamRewards.com/terms.

The Wyndham Rewards Earner Card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc. © 2025 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.